2027 Social Security Wage Base and What FERS Clients Need
The 2027 Social Security wage base is $192,300, and the earnings test limit rises to $25,560. Here is what the new numbers mean for FERS clients under 62.
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Insights for advisors in the federal market.
Strategies, education, and market intelligence for financial professionals who serve — or want to serve — federal employees.
2027 FEHB Premium Increase: How Advisors Can Add Value
The 2027 FEHB premium increase averages 9.3%, and enrollees pay 10.9% more. Here's how advisors can help federal clients in Open Season, Nov. 9 to Dec. 14.
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FERS Diet COLA 2027: Why Retirees Get 2.6%, Not 3.6%
The FERS diet COLA 2027 is 2.6% while CSRS and Social Security get 3.6%. Here is the formula, the age-62 rule, and why the gap matters to FERS clients.
Read articleFEGLI vs. Private Term: The Conversation That Closes Federal Clients
Most federal employees are dramatically over-paying for FEGLI Option B after age 45. Here is exactly how to walk a federal client through the conversation that earns their trust and their business.
Read articleThe Retirement Wave Nobody is Talking About
600,000 federal employees are eligible to retire right now. A generation of Baby Boomer feds is exiting at the same moment the federal workforce is being restructured. Here is why this is the most important timing opportunity in financial services.
Read articleWhy Your CFP® Did Not Prepare You for Federal Clients
The CFP® is one of the most rigorous credentials in financial planning. But it was built for the private-sector client. Here are five specific gaps that cost advisors federal clients every day.
Read articleThe $1 Trillion Market Most Advisors Are Ignoring
Three million federal civilians. A trillion dollars in TSP assets. A $95k median salary. Guaranteed employment. Here is the full business case for adding the federal niche to your practice.
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